Klarna Reports Q2 2026 Results With Strong Revenue Growth

New York, New York, USA - Klarna Group plc [NYSE: KLAR], the everyday finance network, reported its second quarter 2026 results, highlighting robust growth across key financial and operational metrics. Gross Merchandise Volume (GMV) reached $36.6 billion, marking an 18 percent increase year-over-year, while total revenue grew 27 percent to $1.042 billion.

The company emphasized significant improvements in transaction economics, with transaction margin dollars increasing by 42 percent to $446 million. Adjusted operating income rose sharply to $91 million, a 214 percent improvement compared to the same period in the previous year. Klarna also posted a net income of $9 million, turning around from a net loss of $53 million in the second quarter of 2025.

Financial Highlights

• GMV of $36.6 billion, up 18 percent year-over-year
• Revenue of $1.042 billion, up 27 percent year-over-year
• Transaction Margin Dollars of $446 million, up 42 percent year-over-year
• Adjusted operating income of $91 million
• Operating income of $27 million
• Net income of $9 million

Klarna reported expanding consumer engagement, with over 120 million active consumers globally using the platform. Revenue per active consumer grew 24 percent, supported by the rapid adoption of recurring products such as Klarna Memberships and the Klarna Card. Additionally, the merchant network expanded by 54 percent year-over-year to exceed 1.2 million merchants, bolstered by major distribution deals including a recent integration with J.P. Morgan Payments.

Looking ahead, Klarna updated its full-year 2026 guidance, projecting GMV between $149 billion and $151 billion, revenue between $4.08 billion and $4.16 billion, and raised transaction margin dollars guidance to between $1.62 billion and $1.65 billion.