SoFi Reports Q3 2026 Record Revenue and Raises Guidance

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SoFi Reports Third Quarter 2026 Results with Record Net Revenue and Raises Guidance

SAN FRANCISCO, Calif. - October 27, 2026 - SoFi Technologies, Inc. (NASDAQ: SOFI) reported its financial results for the third quarter ended September 30, 2026, delivering record net revenue of $1.4 billion and a net income of $241 million. Driven by strong business momentum, the company raised its full-year 2026 guidance and introduced an optimistic outlook for 2027.

The company achieved significant growth across its member base and product offerings, reaching 17.1 million members and 26.7 million products. Management highlighted that strategic expansions in financial services and lending contributed heavily to the record-breaking quarter.

Financial Highlights

  • Adjusted net revenue increased 44% year-over-year to a record $1.4 billion.
  • Adjusted EBITDA grew 70% to a record $470 million.
  • Adjusted net income reached $243 million, translating to $0.18 EPS.
  • Total loan originations hit a record $16.9 billion.

About SoFi Technologies, Inc.

SoFi (NASDAQ: SOFI) is a member-centric, one-stop shop for digital financial services on a mission to help people achieve financial independence to realize their ambitions. The company’s full suite of financial products and services helps its over 10.1 million SoFi members borrow, save, spend, invest, and protect their money better by giving them fast access to the tools they need to get their money right, all in one app. SoFi also equips members with the resources they need to get ahead – like credentialed financial planners, exclusive experiences and events, and a thriving community – on their path to financial independence. SoFi innovates across three business segments: Lending, Financial Services – which includes SoFi Checking and Savings, SoFi Invest, SoFi Credit Card, SoFi Protect, and SoFi Insights – and Technology Platform, which offers the only end-to-end vertically integrated financial technology stack. SoFi Bank, N.A., an affiliate of SoFi, is a nationally chartered bank, regulated by the OCC and FDIC and SoFi is a bank holding company regulated by the Federal Reserve. The company is also the naming rights partner of SoFi Stadium, home of the Los Angeles Chargers and the Los Angeles Rams. For more information, visit https://www.sofi.com or download our iOS and Android apps.

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